Home heat pump · cost estimate
Estimate what it costs to install a residential heat pump. Pick a ductless mini-split or central ducted system, size it by zones or tons, flag ductwork and electrical work, and get an itemized low–high range — with an optional, separate federal 25C tax-credit estimate.
Costs indicative, as of — get local quotes
Two heat pump jobs can differ by many thousands of dollars. The biggest levers are the system type (ductless mini-split vs central ducted), the capacity you need (number of zones or tons), whether you need new or modified ductwork, and the electrical work the system requires. Brand and equipment tier matter too. This tool turns those into an itemized estimate instead of a single mystery number.
We combine indicative US market ranges with your inputs and sum each line into a low–high total. Ductless is priced from a single-zone base plus each added zone; central ducted is priced per ton of capacity. Ductwork and electrical are added only when you flag them. The federal 25C tax credit is shown separately and is never folded into the headline price — every figure is indicative, a planning range, not a quote.
Indicative US market ranges, as of 2026-06. Get several local quotes.
It depends heavily on the system. A single-zone ductless mini-split runs roughly $3,000–$5,000 installed, a 2–3 zone mini-split about $5,000–$12,000, and a whole-home central ducted heat pump roughly $6,000–$20,000 — commonly $3,000–$5,000 per ton for a typical 2–4 ton home. New ductwork can add $2,000–$5,000 and electrical work $500–$2,500. These are indicative ranges, not quotes — always get several local estimates.
The estimator builds the total from the equipment plus install (priced by zones for ductless or by tons for central ducted), optional new or modified ductwork ($2,000–$5,000), and optional electrical or panel work ($500–$2,500). Brand, equipment tier, and your site can move every line. It does not fold any tax credit into the headline price.
A qualifying heat pump can earn the federal 25C Energy Efficient Home Improvement Credit — commonly 30% of the project cost, capped around $2,000 per year. This estimator shows it as a separate, optional line and never subtracts it from the headline cost, because eligibility, the percentage, and the cap can change and depend on the equipment and your tax situation. Verify current rules at energy.gov / IRS and with a tax professional.
Heat pump cost is dominated by system choice and site factors: ductless vs ducted, the number of zones or tons of capacity, whether existing ductwork can be reused, the electrical work needed, the equipment brand and tier, and local labor rates. Two homes can differ by many thousands of dollars on those alone.
No. It combines indicative US market ranges with your inputs to produce a planning estimate, not a bid, and it is not HVAC, electrical, or tax advice. Use it to budget and compare options, then get itemized written quotes from licensed HVAC contractors for your specific home.
Indicative estimate only. These figures are planning ranges, not quotes, and not HVAC, electrical, or tax advice. Heat pump cost varies widely by system, capacity, ductwork, brand, contractor, and your site — always get several written quotes from licensed HVAC contractors. The federal 25C tax credit is shown separately; its eligibility, rate, and cap can change — confirm current rules at energy.gov / IRS and with a tax professional. Data as of 2026-06.